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Apple Inc. (NASDAQ: AAPL)

Designs and sells the iPhone, Mac, iPad, Apple Watch and AirPods, and earns a growing share of revenue from services such as the App Store, iCloud and Apple Music.

Risks: heavy reliance on iPhone sales, supply chain concentration in a few regions, regulatory scrutiny of App Store practices, and intense competition.

Apple investor relations FAQ

Microsoft Corp. (NASDAQ: MSFT)

Software and cloud company behind Windows, Microsoft 365, Azure cloud services, LinkedIn, Xbox and its AI products.

Risks: large spending needs for cloud and AI infrastructure, strong competition from other cloud providers, cybersecurity incidents, and regulatory and antitrust scrutiny.

Microsoft annual report

Educational information only, not a recommendation to buy or sell. Do your own research.

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